:root {
  --primary: #2c2c2c;
  --accent: #2c2c2c;
  --ink: #191a23;
  --ink-soft: #5b5967;
  --paper: #ffffff;
  --paper-alt: #f7f7f8;
  --radius: 10px;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.5;
}
img { max-width: 100%; display: block; }
.container { max-width: 1100px; margin: 0 auto; padding: 0 20px; }
.section { padding: 64px 0; }
.section-alt { background: var(--paper-alt); }
h1, h2, h3 { line-height: 1.15; margin: 0 0 16px; }
h1 { font-size: clamp(32px, 5vw, 52px); }
h2 { font-size: clamp(24px, 3.5vw, 34px); }
p { color: var(--ink-soft); margin: 0 0 12px; }
a { color: var(--accent); }
.btn {
  display: inline-block;
  padding: 14px 28px;
  border-radius: var(--radius);
  background: var(--accent);
  color: #fff !important;
  text-decoration: none;
  font-weight: 600;
  border: none;
  cursor: pointer;
}
.btn-outline {
  background: transparent;
  border: 2px solid var(--accent);
  color: var(--accent) !important;
}
.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 900px) {
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .section { padding: 40px 0; }
}
.card {
  background: #fff;
  border: 1px solid #e5e5e8;
  border-radius: var(--radius);
  padding: 24px;
}
.disclaimer-banner {
  background: #fff8e1;
  color: #6b5c00;
  font-size: 13px;
  text-align: center;
  padding: 8px 16px;
}
.disclaimer-banner a { color: inherit; }
nav.topbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px 0;
}
nav.topbar .logo { font-weight: 800; font-size: 20px; }
nav.topbar a.btn { padding: 10px 20px; }
footer {
  padding: 32px 0;
  text-align: center;
  color: var(--ink-soft);
  font-size: 14px;
  border-top: 1px solid #e5e5e8;
}